Friday, May 6, 2011
WHAT IS MY BALTIMORE CAR ACCIDENT CASE WORTH? Are there deductions from my award?
Many injured people are fortunate enough to have insurance, and their PIP, health, employer, private disability insurance, or any combination of those sources pay for some past or future lost wages, or some past or future medical care. In Maryland, juries are specifically instructed that they "may not reduced the amount of or your award because you believe or infer that the plaintiff has received or will receive reimbursement for or payment of proven medical expenses or lost earnings from persons or entities other than the defendant" such as insurance. [MPJI 10.8]. Baltimore personalinjury lawyers will know that's called the collateral source rule. Although juries are instructed not to consider collateral sources, that does not mean that medical providers or other insurers [not PIP] cannot be reimbursed. Indeed, in most cases, those insurance carriers will assert a claim, or a "lien" on any amount you are awarded. One of the most important roles your
Baltimore personal injury lawyer should fill is as a negotiator of these liens. An experienced attorney often will be successful in getting the amounts claimed by medical providers, and in some instances, insurers who have paid medical bills, reduced- meaning more money in your pocket.