Personal injury lawyers in Baltimore run into this situation frequently. They have an injured client, and the insurance company for the injured person says that there is 'no coverage' under the policy. That's generally a legal determination made by a judge, and dependent on applying the specific policy language to the particular facts of the case. But sometimes the adjuster is correct. Experienced Personalinjury lawyers in Baltimore know that the insurance company must get involved in the claim, and defend the insured person, if there exists a "potentiality" of coverage under the policy.
The "value" of a claim –the amount of money your entitled to recover, is based on many factors: if you are entitled to recover, from whom, the coverage, medical expenses, lost wages, costs of litigation, pain, suffering, anguish, loss of enjoyment of life, and the venue of the case. I've recovered millions for people who have sustained serious bodily injury. I offer my Maryland personal injury victims a reduced attorney fee program, allowing them to retain a greater percentage of their award.
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